Our HBCF Insurance Services
We understand the complexities of construction law and the challenges homeowners face when dealing with building disputes.
Our services include:
Building Disputes:
We can help you enforce your rights under your contract, including advising and representing you in NCAT proceedings to successfully claim damages or obtain an NCAT work order for defective and incomplete work.
HBCF Insurance Claims:
What is HBCF Insurance?
The Home Building Compensation Fund (HBCF) provides a safety net for homeowners in NSW faced with incomplete and defective building work carried out by a builder or tradesperson. Licensed contractors that take on residential building work over $20,000 in NSW need insurance cover through HBCF insurance for the work. This is a requirement under Section 92 of the Home Building Act 1989 (NSW).
HBCF insurance provides homeowners with cover for losses resulting from a breach of the statutory warranties relating to residential building work. The policy provides coverage for homeowners in the event of the following:
- Death or disappearance of the builder
- Insolvency or bankruptcy of the builder
- The builder failed to comply with a Tribunal or Court Money Order.
The maximum amount of coverage that homeowners can receive under HBCF insurance is $340,000.
How We Can Help You
A lawyer can help homeowners increase their prospects of lodging a successful HBCF insurance claim. The Contracts Specialist has extensive experience in dealing with building disputes and HBCF insurance claims. We can help you with:
- Lodging the Insurance Application: We can assist you to lodge your HBCF insurance application with icare and ensure that you have provided all the necessary information to support your claim.
- Working with the Insurer: We understand the insurer’s assessment process and can help you to present your claim in the best possible way to maximise your chances of success.
- Maximising Your Coverage: We can help you to get the maximum amount of coverage you’re entitled to under the insurance policy.
Our Experience and Successes
We have lodged many successful HBCF insurance claims and helped numerous homeowners with their building disputes. Our experience has allowed us to understand the operations of the insurer’s assessment process, as well as how best to present the application. We take the time to ask you the right questions to understand your potential claimable loss, which enables us to maximise your chances of achieving the maximum $340,000 insurance coverage.
For example, we recently helped a homeowner who had engaged a builder to build a new home. The builder breached their statutory warranties, and the homeowner was left with significant defects in the construction of the home. We assisted the homeowner in lodging a successful HBCF insurance claim, which resulted in their receiving the maximum amount of coverage of $340,000.
Why Choose Us
Expertise:
Personalised Service:
We take the time to understand your specific needs and tailor our services accordingly. We know that each client’s situation is unique, and we’re committed to providing personalised service that meets your individual needs.
Dedication:
Cost-Effective Solutions:
Clear Communication:
Contact Us
If you’re dealing with a building dispute or need help with an HBCF insurance claim, don’t hesitate to contact us. We offer a consultation to discuss your case and determine the best way forward. Let us help you get the legal support you need to resolve your construction-related issues today.
In conclusion, dealing with building disputes and HBCF insurance claims can be a daunting task for homeowners. However, with the help of an experienced construction lawyer, you can increase your chances of a successful outcome. At Contracts Specialist, we’re here to provide you with the legal support you need to resolve your issues and achieve the best possible outcome. Contact us today to schedule a free 15-minute phone consultation and let us help you get the results you deserve.
